Arrive prepared, not hopeful.
Financial preparation and analysis for debt and capital discussions — capacity, coverage, liquidity, covenants, and the reporting package that lenders and investors expect to see.
- Capacity & Structure
- Materials & Analysis
- Ongoing Support
You may recognize this
You need financing and are not certain how much debt the business can actually service.
A refinancing or renewal is approaching and you want to enter it from a position of preparation.
Your covenant calculations are done manually, late, and with some anxiety.
A lender has asked for projections and you do not have a model that produces them.
You are weighing debt against equity and want the comparison done properly.
Reporting to your existing lender is inconsistent, which makes every conversation harder.
What the engagement covers.
Capacity & Structure
- Capital-needs assessment
- Debt-capacity and repayment analysis
- Financing scenario analysis
- Refinancing and recapitalization analysis
- Comparison of financing alternatives on an economic basis
Materials & Analysis
- Fundraising and lender-readiness models
- Lender and investor reporting preparation
- Cash-flow and liquidity planning
- Historical and projected financial packages
- Supporting schedules and assumption documentation
Ongoing Support
- Covenant tracking and compliance reporting
- Borrowing-base and availability monitoring where applicable
- Financial materials and management support during capital discussions
- Coordination with lenders, counsel, and tax advisers
- Post-close reporting cadence
What changes.
A defensible view of how much the business can borrow and comfortably service.
Projections that a credit committee can follow without reconstructing them.
Covenant compliance tracked in advance rather than discovered afterward.
Reporting that builds lender confidence over time instead of eroding it.
A clearer basis for choosing between financing alternatives.
Founder experience in capital preparation
Across prior roles, Chris has supported more than $5 million in successful capital raises for early-stage businesses by developing financial models, forecasts, pitch materials, and clear financial narratives. Wolever Advisory's role is financial preparation, modeling, planning, and management support during capital discussions.
- Capital raises supported
$5M+
Capital raises supported
Successful raises for early-stage businesses, supported through modeling, forecasts, and financial narratives.
Source
Founder experience across prior corporate and advisory roles; not Wolever Advisory transaction volume. Full disclosure.
A defined sequence, with a clear endpoint.
- 01
Establish the need
Size the actual capital requirement from the operating plan and cash-flow forecast rather than from a target number.
- 02
Test capacity
Analyze debt capacity, coverage, and liquidity under base and downside cases to understand what the business can genuinely support.
- 03
Prepare the package
Assemble the model, historical financials, and supporting schedules in the form lenders and investors expect to review.
- 04
Support the process
Answer financial questions during the process and establish the ongoing reporting and covenant tracking that follows a close.
Approaching a financing or renewal?
Preparation work is most effective several months ahead of a lender conversation.